GoCapitalz

Fibe Features

Flexible Repayment Options

Personalized Loan Solutions

Competitive Interest Rates

Quick Loan Approvals

Accessible Credit

Age: Applicants should generally be between 21 and 60 years old.
Income: A stable source of income is required, with a minimum income threshold set by Fibe.
Credit Score: A good credit score is preferred to qualify for better loan terms.
Employment: Both salaried and self-employed individuals can apply, with specific criteria for each category.

Identity Proof: Valid ID such as an Aadhaar card, PAN card, passport, or voter ID.
Address Proof: Documents like utility bills, rental agreements, or passports that verify the current address.
Income Proof: Salary slips for the last three months, bank statements for the last six months, or IT returns for self-employed individuals.
Employment Proof: Employment certificate or offer letter for salaried individuals; business proof for self-employed individuals.
Photograph

Processing Fee: A one-time fee for processing your loan application. This fee is usually a small percentage of the loan amount and is deducted from the loan disbursal.
Verification Charges: Fees for verifying the documents and information provided.
GST or Service Tax: Applicable taxes on the processing fee and other charges.

Benefits Of Choosing Fibe:

This ensures that its customers are offered numerous advantages, which is why individuals and businesses prefer to take Fibe personal and business loans. This means that loans can be quickly approved and accessed as and when the industry needs to arise. Being an affordable financial institution, Fibe provides serviceable loans that charge moderate interest rates, allowing borrowing to meet its clients' objectives. The unique digital system also helps customers apply for and manage loans without much struggle. Fibe is open where it operates; hence, no concealed costs are unfavourable to its clients. Also, the company focuses on applying refined algorithms and data analysis to provide tailor-made loan products to customers, thus improving general loan procurement. As a result of Fibe’s customer support and prominence in delivering accessible and appealing service, as a product, Fibe aims to offer relevant, convenient, and modern financial solutions to customers of all types.

How to Avail Fibe Benefits:

If you want to get the Fibe personal loan services online, follow the steps below. First, go to the Fibe official website or download the Fibe mobile application. This can be done by creating an account with the basic personal information and then developing the user profile. Next, fill in your details about the loan and upload all information, such as the loan amount required, loan purpose, and loan tenure. Scan and upload documents such as proof of identification, proof of address, proof of income, and latest photographs. When your application and credit profile are entered, Fibe’s sophisticated algorithms will evaluate the information within a short amount of time. Once one gets approval for the loan amount, they should go through the loan terms and conditions of the available offer and accept it. This amount will then be transferred to the bank of your choice, which usually takes only a few minutes. The borrowers can receive money fast and interact with Fibe in a non-complex manner with the help of customer support from start to finish.

FAQ's

Yes, Fibe may charge a processing fee, verification charges, and applicable taxes such as GST. These charges are typically deducted from the loan amount before disbursal.

Fibe offers quick approvals and disbursals. Once your application is approved and you accept the loan offer, the funds are often credited to your bank account within minutes.

The maximum loan amount is up to five lacs. However, Fibe assesses each application individually to determine the appropriate loan amount.

Yes, Fibe allows for the prepayment of personal loans. However, you should check the terms and conditions for any prepayment charges or penalties.